| Blue Cash Everyday(SM) Card from American Express |

Intro Balance Transfer: See Terms*
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- No annual fee, flexibility to pay over time
- Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
- NO spend minimum, NO enrollment, and NO rotating rewards categories
- Get a $25 Referral Bonus for each friend or family member who is approved for the Card
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| Blue Sky from American Express(R) |

Intro Balance Transfer: See Terms*
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- No annual fee
- Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime
- Pay your bill all at once, or over time. It's up to you.
- Blue Savings Program: big deals on big brands, all the time
- Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010
- Get approved in 60-seconds
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| TrueEarnings(R) Card from Costco and American Express |

Intro Balance Transfer: See Terms*
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- American Express(R) Card and Costco Membership Card in one - with no annual fee for Costco members
- Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
- Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings(R) Cardmembers from Costco and American Express
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| Starwood Preferred Guest(R) Credit Card from American Express |

Intro Balance Transfer: See Terms*
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- Starpoints(R) BONUS: 10K with your first purchase and another 15K when you spend $15k within 6 months - enough for up to 6 free nights at a category 1 or 2 hotel.
- Redeem Starpoints for free nights at over 1,000 hotels and resorts in nearly 100 countries and for free flights on over 350 airlines - all with no blackout dates.
- Earn at least 4 Starpoints per eligible dollar at participating hotels & resorts
- 2011 SmarterTravel(R) Award for "Best Travel Rewards Card"
- Enjoy the first year with no annual fee -- a savings of $65.
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| Gold Delta SkyMiles(R) Credit Card from American Express |

Intro Balance Transfer: See Terms*
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- BONUS MILES: 20K with your first purchase, 5K when you add two Additional Cardmembers to your account. That's 25K miles, redeemable for a flight!
- No annual fee for your first year - a $95 savings
- Check your first bag FREE - for up to 9 people on your reservation - on every Delta flight
- Earn DOUBLE miles on qualifying flights -1 mile per eligible dollar on everything else
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